What is the minimum required insurance coverage in Illinois?

The minimum required insurance coverage in Illinois sets a standard to ensure that drivers can cover costs associated with injuries and damages in the event of an accident. The correct answer delineates a coverage requirement that provides sufficient financial protection for both bodily injury and property damage.

In Illinois, the mandated minimum liability insurance coverage is aimed at ensuring that, in the event of an accident, the insurance will pay for injuries sustained by others and damage to their property. This helps to protect not only the individual driver but also the other parties involved in an accident. Specifically, the requirement specifies $25,000 for bodily injury per person, which ensures that any single person injured in an accident has access to funds for medical expenses. The coverage of $50,000 per accident addresses situations where multiple individuals are injured, ensuring there are adequate funds for their combined medical costs. Furthermore, the $20,000 for property damage ensures that if the driver causes damage to someone else's vehicle or property, there’s coverage available to pay for those repairs or replacements.

This structure is based on the need for responsible driving and financial protection in potentially costly situations. The chosen option clearly meets and follows the established state guidelines, thereby making it essential for all drivers in Illinois to comply with these minimum requirements to drive